Insurance

insurance-feat-1

Business Insurance

Protecting your commercial assets could be the difference between watching it continually grow well into the future, and watching it rapidly deteriorate after an unforeseen event. Business insurance exists to safeguard every element of your business that you have worked so hard to establish, to ensure you can get back on your feet should you ever need to. Every company will carry a certain amount of risk, which can be largely determined by their location and standard operation practices. Choosing the right insurance will depend on the amount of coverage it provides relative to your risk analysis.

Some types of coverage that may be involved in Business Insurance include:

  • Theft – to cover stolen stock as a result of forced/unlawful entry into your premises.
  • Glass – covers the accidental break/damaging of glass in your premises, including windows, display cabinet, surfaces etc.
  • Defined Events/Accidental Damage – safeguarding your business property, contents and product stock against a range of unforseen events; typically fire, storms, impact etc.
  • Money – covers you for any business cash taken from the premises, your residential address, or when you are travelling between the two locations.
  • Business interruption – to safeguard your business’ income and unforseen expenses following an inured event i.e. break in, accidental fire etc. This may also cover the cost to relocate while you are repairing/rebuilding your premises.

M2M Risk & Insurance can provide you with recommendations based on your business’ level of risk that is tailored to your exact needs.

serviceswedding

Wedding Insurance

M2M Risk & Insurance can help to alleviate the stress of your big day with Wedding Insurance. This cover will work to protect you against any unforseen events that cause injury to attendees, or situations that result in property damage. When planning your wedding, don’t forget to check your Venue Agreement for a statement regarding your obligation to obtain liability insurance.

M2M Risk & Insurance will devise a coverage solution that is tailored specifically to your level of risk, so you can have complete confidence knowing you won’t be out of your pocket should something put a dampener on your day. Nothing would be worse than starting your married life liable, not loveable.

servicesfire

Fire Protection Insurance

Fire Protection Insurance requires high quality Risk Management, Liability and Professional Indemnity policy for it to be deemed valuable. Different industries will require varying levels of cover – however, a fire can strike anywhere, at anytime. Regardless of whether you own a hair salon or manufacturing plant, you should not ignore the need to invest in Fire Protection insurance.

Fire protection is an absolutely imperative addition to business insurance, as a means of protecting your business’ finances against property damage and liability costs. A fire can spread out of control within 60 seconds, with the first moments of detection critical in saving lives, property and assets.

Professional Indemnity

Professional Indemnity insurance is designed to protect industry professionals whose job it is to provide advice or services to their clients or consumers. In the event a professional’s advice or service provokes claims of malpractice or professional misconduct, Professional Indemnity insurance will defend your business to prevent major financial loss. If you do, or fail to do, something that results in a customer injuring themselves or suffering from financial loss as a result of your advice or service, your assets will be protected with the right Professional Indemnity insurance

M2M Risk & Insurance will take the time to learn about your business, before advising of the potential risk of a claim being made against you based on legal, contractual or membership agreements. We will then provide you with several cover options, based on what we know from experience will work to best protect your business, before offering our recommendations to get you the best possible coverage efficiently and within your budget.

IT Insurance

Businesses today are becoming increasingly reliant on technology as a means of conducting standard operations, and securely storing important data. Protecting your technological assets is no longer optional – it is absolutely imperative to your business’ financial position. Industries utilising technology run the risk of causing personal injury, damaging property, losing data, breaching internal and client confidentiality, and loss of finances through unsafe e-commerce transactions.

At M2M Risk & Insurance, we draw on the knowledge and experience of out dedicated team to deliver the best possible IT Liability coverage for your business. We will perform a comprehensive risk analysis to understand the likelihood of a claim being made against you, before recommending packages that meet your exact requirements within your budget. In the event a claim is made against you, we will work to ensure there is minimal interruptions to your operations.

Solar Insurance

For more than 10 years, M2M Risk has provided risk management and insurance policies for growing alternative energy companies. We support small and large solar manufacturers, suppliers and contractors, allowing them to pass warranty benefits on to their customers. A determining factor when choosing the best solar provider is often the peace of mind felt beyond installation – will your customer be covered in the event their system is damaged or malfunctions? Having the correct solar insurance can really set your business apart.  Encourage your customers to ask for a copy of your Certificate of Currency.

Cyber Insurance

Cyber Insurance exists to protect businesses against external parties following data breaches. With the right insurance, you will be covered for:

  • Expenses incurred to recover data
  • Loss of income or extra expenses
  • Cyber extortion losses
  • Notification costs
  • Damage to reputation

M2M Risk & Insurance will conduct a comprehensive risk analysis of your business to help you understand the potential of a data breach, based on your industry, software & hardware usage and infringement history. We will work to efficiently offer cover options that meet your specific needs while staying on budget, before providing our expert recommendations and negotiating terms.

Event Insurance

M2M Risk & Insurance offer Event Insurance solutions for occasions of varying types and capacities. When your business is organising an event, you may have many responsibilities to the people attending. To ensure you are not left liable, you must speak to one of our Brokers, and explain to them the kind of event you are holding – it may require a stand alone event liability policy, or it could be endorsed by your existing Business Insurance.

We can arrange a cover to protect you against:

  • Personal Accident
  • Public Liability
  • Event Liability
  • Property Cover

M2M Risk & Insurance will complete a comprehensive risk analysis of your event to determine the degree of cover you will require to pursue with complete protection and peace of mind. The cover we recommend will meet your risk management goals, and in the event a claim is made against you, we will work to ensure interruptions to your operations are minimal.

Business Insurance
insurance-feat-1

Business Insurance

Protecting your commercial assets could be the difference between watching it continually grow well into the future, and watching it rapidly deteriorate after an unforeseen event. Business insurance exists to safeguard every element of your business that you have worked so hard to establish, to ensure you can get back on your feet should you ever need to. Every company will carry a certain amount of risk, which can be largely determined by their location and standard operation practices. Choosing the right insurance will depend on the amount of coverage it provides relative to your risk analysis.

Some types of coverage that may be involved in Business Insurance include:

  • Theft – to cover stolen stock as a result of forced/unlawful entry into your premises.
  • Glass – covers the accidental break/damaging of glass in your premises, including windows, display cabinet, surfaces etc.
  • Defined Events/Accidental Damage – safeguarding your business property, contents and product stock against a range of unforseen events; typically fire, storms, impact etc.
  • Money – covers you for any business cash taken from the premises, your residential address, or when you are travelling between the two locations.
  • Business interruption – to safeguard your business’ income and unforseen expenses following an inured event i.e. break in, accidental fire etc. This may also cover the cost to relocate while you are repairing/rebuilding your premises.

M2M Risk & Insurance can provide you with recommendations based on your business’ level of risk that is tailored to your exact needs.

Wedding Insurance
serviceswedding

Wedding Insurance

M2M Risk & Insurance can help to alleviate the stress of your big day with Wedding Insurance. This cover will work to protect you against any unforseen events that cause injury to attendees, or situations that result in property damage. When planning your wedding, don’t forget to check your Venue Agreement for a statement regarding your obligation to obtain liability insurance.

M2M Risk & Insurance will devise a coverage solution that is tailored specifically to your level of risk, so you can have complete confidence knowing you won’t be out of your pocket should something put a dampener on your day. Nothing would be worse than starting your married life liable, not loveable.

Fire Protection Insurance
servicesfire

Fire Protection Insurance

Fire Protection Insurance requires high quality Risk Management, Liability and Professional Indemnity policy for it to be deemed valuable. Different industries will require varying levels of cover – however, a fire can strike anywhere, at anytime. Regardless of whether you own a hair salon or manufacturing plant, you should not ignore the need to invest in Fire Protection insurance.

Fire protection is an absolutely imperative addition to business insurance, as a means of protecting your business’ finances against property damage and liability costs. A fire can spread out of control within 60 seconds, with the first moments of detection critical in saving lives, property and assets.

Professional Indemnity

Professional Indemnity

Professional Indemnity insurance is designed to protect industry professionals whose job it is to provide advice or services to their clients or consumers. In the event a professional’s advice or service provokes claims of malpractice or professional misconduct, Professional Indemnity insurance will defend your business to prevent major financial loss. If you do, or fail to do, something that results in a customer injuring themselves or suffering from financial loss as a result of your advice or service, your assets will be protected with the right Professional Indemnity insurance

M2M Risk & Insurance will take the time to learn about your business, before advising of the potential risk of a claim being made against you based on legal, contractual or membership agreements. We will then provide you with several cover options, based on what we know from experience will work to best protect your business, before offering our recommendations to get you the best possible coverage efficiently and within your budget.

IT Insurance

IT Insurance

Businesses today are becoming increasingly reliant on technology as a means of conducting standard operations, and securely storing important data. Protecting your technological assets is no longer optional – it is absolutely imperative to your business’ financial position. Industries utilising technology run the risk of causing personal injury, damaging property, losing data, breaching internal and client confidentiality, and loss of finances through unsafe e-commerce transactions.

At M2M Risk & Insurance, we draw on the knowledge and experience of out dedicated team to deliver the best possible IT Liability coverage for your business. We will perform a comprehensive risk analysis to understand the likelihood of a claim being made against you, before recommending packages that meet your exact requirements within your budget. In the event a claim is made against you, we will work to ensure there is minimal interruptions to your operations.

Solar Insurance

Solar Insurance

For more than 10 years, M2M Risk has provided risk management and insurance policies for growing alternative energy companies. We support small and large solar manufacturers, suppliers and contractors, allowing them to pass warranty benefits on to their customers. A determining factor when choosing the best solar provider is often the peace of mind felt beyond installation – will your customer be covered in the event their system is damaged or malfunctions? Having the correct solar insurance can really set your business apart.  Encourage your customers to ask for a copy of your Certificate of Currency.

Cyber Insurance

Cyber Insurance

Cyber Insurance exists to protect businesses against external parties following data breaches. With the right insurance, you will be covered for:

  • Expenses incurred to recover data
  • Loss of income or extra expenses
  • Cyber extortion losses
  • Notification costs
  • Damage to reputation

M2M Risk & Insurance will conduct a comprehensive risk analysis of your business to help you understand the potential of a data breach, based on your industry, software & hardware usage and infringement history. We will work to efficiently offer cover options that meet your specific needs while staying on budget, before providing our expert recommendations and negotiating terms.

Event Insurance

Event Insurance

M2M Risk & Insurance offer Event Insurance solutions for occasions of varying types and capacities. When your business is organising an event, you may have many responsibilities to the people attending. To ensure you are not left liable, you must speak to one of our Brokers, and explain to them the kind of event you are holding – it may require a stand alone event liability policy, or it could be endorsed by your existing Business Insurance.

We can arrange a cover to protect you against:

  • Personal Accident
  • Public Liability
  • Event Liability
  • Property Cover

M2M Risk & Insurance will complete a comprehensive risk analysis of your event to determine the degree of cover you will require to pursue with complete protection and peace of mind. The cover we recommend will meet your risk management goals, and in the event a claim is made against you, we will work to ensure interruptions to your operations are minimal.

Contact us to enquire about your insurance today

Phone: 1800 24 33 12